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Refinance Your Home With Bad Credit
Reduce your mortgage principle balance to 90% or less of current market value.
JNR Associates, LLC is focused on helping today’s homeowner in their time of need. Our new product (refinance a home mortgage) offers an opportunity to reduce the homeowner’s principle balance to 90% or less of current market value, regardless of your payment history! If you suffer from foreclosure, bankruptcy and/or repossessions this is not a problem, we can refinance a home with bad credit. Even if you have been denied for a loan modification, you could still qualify to have your mortgage refinanced through our principle balance reduction program.
Benefits of our home mortgage refinance program Include:
- Reduction in principle balance to 90% or less of current market value and gain instant equity
- 30 year fixed loan program
- Interest rates starting in the low 5’s
- Monthly Mortgage Payment reduced due to the reduced mortgage balance owed
- Good or bad credit mortgage refinance available through the program
- 10% or more instant Equity
- 90 day average turnaround time
- You retain ownership of your home
- Not a lease option program
- No Tax Repercussions
So how do you, the individual home owner, take advantage of this program? Learn how you can refinance your home with bad credit.
JNR Associates
Nevada state licensed and bonded home loan modification company
JnR Associates is a licensed and bonded Note or Home Loan Modification Company with the mission to educate and empower homeowners to make an educated decision whether a Note Modification is right for them. More importantly, the decision whether or not to hire a Home Loan Modification Company to assist in the negotiations is more advantageous than attempting a home loan modification on your own.
What is a Home Loan Modification?
If you can no longer afford your monthly loan payments, you may be able to qualify for a home loan modification making your mortgage payment more affordable. Millions of home owners are current on their mortgage but are having difficulty making the payments and Reno borrowers who have already missed one or more payments may be eligible. Find out of you are eligible here >
There are several forms of Workout Solutions available for the homeowners. They range from a basic repayment arrangement to a comprehensive complete Promissory Note modification referred to from here on as the “Loan Modification.” There are also workout programs such as Short Sale agreements, Forbearance agreements, Deed in Lieu agreements, and various Stipulation agreements available for those who do not qualify for a loan modification.
Workouts Solutions have received significant attention since the credit crisis began in August 2007. This resulted in the emergence of an entire industry of “Loan Modification Companies.” Loan Modification Companies earn your business by acting as a third party entity experienced with the new government bills and legislation aimed at helping you the home owner afford your mortgage. The loan Modification Company will work with you and the lender to negotiate a solution for you. Many of these Loan Modification Companies over promise results with thousands of dollars in up-front fees. JnR Associates encourages you to carefully consider if contracting a Loan Modification Company is right for you.
JnR Associates can assist homeowners in one or more of the following ways:
- Educate the homeowner on workout solutions and gain valuable information before contacting their lender and attempting a Do-It-Yourself workout solution.
- Educate the homeowner on what to look for and what to look out for when hiring a third party company to negotiate their workout solution.
- Hire JnR Associates under our progress payment schedule to negotiation a workout solution with your mortgage lender.
- Hire JnR Associates to negotiate a short sale of their home if they are no longer able to afford the home even if a Loan Modification was done.
What are the home loan modification programs available to avoid reno foreclosures? Learn here > homeowner affordability and stability plan | FHFA loan modification | FDIC loan modification