Refinance Your Mortgage With Bad Credit
JNR Associates Offers Struggling Home Owners Mortgage Relief


Program highlights...

  • Bad credit refinancing available
  • Gain instant equity in an upside-down home
  • 30 year fixed
  • You do not have to be late to Qualify
  • Not a note or loan modification but a whole new loan

Our Mortgage Reduction-Refinance program is available to those with good credit who would like to refinance their mortgage to a lower balance. The home loan refinancing program is also available to those with bad credit refinancing needs! The Mortgage Reduction and Refinance Program was designed to assist homeowners who are upside in their mortgage, resulting in the home owner’s inability to refinance their home loan through the standard refinance process. This home loan refinancing is accomplished by reducing the inequity in the property. Our program will reduce your loan amount to 90% or less of the current appraised value of the property. Once completed with our program you will go from being upside down in you home to having instant equity!

Sound to good to be true?
Here is a brief overview of how our program to refinance homes with bad credit or good works:

The Principle Reduction-No Credit Score Refinance Program was designed to assist home owners with their current mortgage balances and monthly mortgage payments by reducing their outstanding principle to reflect 90% or less of current market values. This allows homeowners to refinance with bad credit, and gain instant equity in their homes!

JNR Associates, LLC will prequalify you based on house value to balance owed ratio, (you must be upside-down in your home to qualify) and your verifiable income.

Your loan will be placed into a large pool of other loans with the same lender as yours.  This large pool allows for larger negotiation capabilities with the current mortgage lender.  This large mortgage pool is then negotiated for purchase on a fraction of the amount owed.   The current mortgage lender is incentivized to sell this mortgage pool for a discount because of the government assistance they have received, and the selling off these toxic assets frees up the mortgage lender’s ability to lend money to new prospective home buyers.

Once the negotiations are complete, your mortgage is then refinanced back to you at a 90% or less of current appraised value.  Your new refinanced loan will be on a 30 year fixed interest rate.

JNR Associates, LLC is focused on helping today’s homeowner in their time of need. Our new product offers an opportunity to reduce the homeowner’s principle balance to 90% or less of current market value, regardless of payment history!  If you suffer from Foreclosure, Bankruptcy and/or Repossessions this is not a problem. Even if you have been denied for a Loan Modification, you could still qualify to have your mortgage refinanced through this principle balance reduction program.

Benefits of this Principle Balance Reduction / Home Mortgage Refinance Program Include:

  • Reduction in principle balance to 90% or less of current market value and gain instant equity
  • 30 year fixed loan program
  • Interest rates starting in the low 5’s
  • Monthly Mortgage Payment reduced due to the reduced mortgage balance owed.
  • Good or bad credit mortgage refinance available through the program
  • 10% or more instant Equity
  • 90 day average turnaround time
  • You retain Ownership of your home
  • Not a lease option program
  • No Tax Repercussions**

*Interest rates may vary depending on qualified homeowner.

Learn how you can save your home with our home mortgage refinance program.

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