Get Started & Refinance Your Mortgage


We know how serious your situation is, and we know how important your home is to you, and that’s why it is important to work with JNR Associates, LLC to quickly find you the best solution to refinance your mortgage. Please review the steps below in order to complete your Principle Reduction Program in a timely manner. Please do not hesitate to let us know if you have any questions.


Step 1
Free consultation on how to refinance mortgage

Please give us a call to begin your initial consultation on how to refinance mortgages with bad credit. We need to consult with you to make sure that a Principle Loan Reduction is right for you. If you are on time with your payments experiencing a financial hardship, or are unable to make your current mortgage payments, have a high interest rate, or owe more than your home is worth in today’s market, please start by calling us now to see how we can help you.

We can be reached at (775) 657-9222


Step 2
After free consultation

After your free consultation, in most cases, you will only need to provide the following mortgage refinance information:

  • Mortgage Statement(s)(1st and 2nd)
  • Income Documentation (i.e. pay stubs “30 days”, last 2 years W-2, 1099)
  • Hardship Letter
  • Hazard insurance Declaration page
  • Copy of Driver’s License(s)
  • All Correspondence from mortgage company
  • Notice of Default – if Applicable
  • Notice of Trustee Sale - if Applicable
  • Loan Modification Documentation – if Applicable
  • Property Tax Statement
  • Copy of original mortgage note

We will then review the information that you provide and put together a package to submit to your lender. We will fully analyze your case before we begin the process to ensure you qualify for the program.

If you do not have all of these items available, our experienced staff is available to answer any questions you may have at (775) 657-9222.

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